Candace Howard
Sr. Loan Officer
NMLS #262895
As a military wife and mom of three, I understand firsthand the importance of stability, community, and finding the perfect place to call home. As a mortgage lender, I love helping individuals and families navigate one of life’s biggest decisions…purchasing a home. Whether you are buying your first home, relocating, or refinancing, I am here to make the process smooth, understandable, and tailored to your goals. Building relationships and empowering clients with the right loan solutions is truly the heart of what I do. I am proud to be a part of GNB Mortgage, where I am surrounded by a team that shares my dedication to exceptional service.
Understanding Jumbo Loans: When Do they Make Sense?
Jun 17, 2026
Discover how jumbo loans can be a smart choice for financing your dream home. Learn when these larger loans are the right fit for your financial needs.
How Adjustable-Rate Mortgages Work: A Complete Guide
Jun 10, 2026
Understand how adjustable-rate mortgages (ARMs) work, including fixed periods, rate adjustments, indexes, and smart strategies to manage changing payments.
How the Federal Reserve Impacts Mortgage Rates
Jun 03, 2026
Learn how the Federal Funds Rate impacts mortgage rates, including how rate hikes and cuts influence home affordability and borrowing costs.
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Whether you're buying your first home, refinancing, or upgrading, I’m here to make the mortgage process smooth and stress-free. Let’s take the next step together — fast approvals, personalized service, and expert guidance every step of the way.
