Candace Howard
Sr. Loan Officer
NMLS #262895
As a military wife and mom of three, I understand firsthand the importance of stability, community, and finding the perfect place to call home. As a mortgage lender, I love helping individuals and families navigate one of life’s biggest decisions…purchasing a home. Whether you are buying your first home, relocating, or refinancing, I am here to make the process smooth, understandable, and tailored to your goals. Building relationships and empowering clients with the right loan solutions is truly the heart of what I do. I am proud to be a part of GNB Mortgage, where I am surrounded by a team that shares my dedication to exceptional service.
Using a HELOC to Pay Off Credit Card Debt: Is It Right for You?
Dec 16, 2025
Consolidate expensive credit cards and loans into one low-rate HELOC payment. Lower your interest costs, reduce your monthly bills, and breathe easier.
Starter Home vs. Forever Home: Making the Right Choice
Dec 09, 2025
Compare starter homes and forever homes to make the right choice. Learn the financial and lifestyle factors that determine which option fits your goals.
Buying a Property with Existing Tenants
Dec 02, 2025
Learn More about the Perks, Pitfalls, and Practical Tips of Buying a Property with Existing Tenants
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Whether you're buying your first home, refinancing, or upgrading, I’m here to make the mortgage process smooth and stress-free. Let’s take the next step together — fast approvals, personalized service, and expert guidance every step of the way.