Candace Howard
Sr. Loan Officer
NMLS #262895
As a military wife and mom of three, I understand firsthand the importance of stability, community, and finding the perfect place to call home. As a mortgage lender, I love helping individuals and families navigate one of life’s biggest decisions…purchasing a home. Whether you are buying your first home, relocating, or refinancing, I am here to make the process smooth, understandable, and tailored to your goals. Building relationships and empowering clients with the right loan solutions is truly the heart of what I do. I am proud to be a part of GNB Mortgage, where I am surrounded by a team that shares my dedication to exceptional service.
VA Mortgage Rate Basics Explained
Feb 05, 2026
Learn how VA mortgage rates are set, what affects them, and how veterans can secure lower rates and long-term savings.
How Real Estate Tax Benefits Help Build Long-Term Wealth
Jan 27, 2026
Explore the full tax advantages of real estate investing, including deductions, depreciation, capital gains, and tax deferral strategies.
Refinancing an Adjustable-Rate Mortgage into a Fixed-Rate Loan
Jan 20, 2026
Learn when and how to refinance an adjustable-rate mortgage into a fixed-rate loan, including costs, timing, and qualification requirements.
Thank You!
Your request has been submitted.
Whether you're buying your first home, refinancing, or upgrading, I’m here to make the mortgage process smooth and stress-free. Let’s take the next step together — fast approvals, personalized service, and expert guidance every step of the way.
