Candace Howard
Sr. Loan Officer
NMLS #262895
As a military wife and mom of three, I understand firsthand the importance of stability, community, and finding the perfect place to call home. As a mortgage lender, I love helping individuals and families navigate one of life’s biggest decisions…purchasing a home. Whether you are buying your first home, relocating, or refinancing, I am here to make the process smooth, understandable, and tailored to your goals. Building relationships and empowering clients with the right loan solutions is truly the heart of what I do. I am proud to be a part of GNB Mortgage, where I am surrounded by a team that shares my dedication to exceptional service.
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First-time buyers can still find many opportunities today by focusing on affordable markets, inventory, and payment fit.
In a Recession Do Mortgage Rates Rise or Fall?
Sep 09, 2026
Learn how a recession impacts mortgage rates and make informed decisions for your home financing during economic downturns.
From Renter to Homeowner: Mastering the Lease Transition
Sep 02, 2026
Learn how to time your home purchase, manage overlap costs, and plan for a smoother transition from renter to homeowner.
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Whether you're buying your first home, refinancing, or upgrading, I’m here to make the mortgage process smooth and stress-free. Let’s take the next step together — fast approvals, personalized service, and expert guidance every step of the way.
