Candace Howard
Sr. Loan Officer
NMLS #262895
As a military wife and mom of three, I understand firsthand the importance of stability, community, and finding the perfect place to call home. As a mortgage lender, I love helping individuals and families navigate one of life’s biggest decisions…purchasing a home. Whether you are buying your first home, relocating, or refinancing, I am here to make the process smooth, understandable, and tailored to your goals. Building relationships and empowering clients with the right loan solutions is truly the heart of what I do. I am proud to be a part of GNB Mortgage, where I am surrounded by a team that shares my dedication to exceptional service.
Mortgage Loans for Self-Employed Borrowers
Mar 03, 2026
Every self-employed borrower’s situation is unique and the right loan option depends on your income structure, tax filings, credit profile, and long-term goals.
Using a HELOC to Buy a Second Home
Feb 24, 2026
Learn how to use a HELOC to buy a second home. Understand the process, advantages, risks, and alternatives for second home financing.
FHA Refinancing Options: A Practical Guide for Homeowners
Feb 17, 2026
Explore FHA refinance options to lower payments, improve loan terms, or access home equity with flexible qualification requirements.
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Whether you're buying your first home, refinancing, or upgrading, I’m here to make the mortgage process smooth and stress-free. Let’s take the next step together — fast approvals, personalized service, and expert guidance every step of the way.
