Jay Franklin

Jay Franklin

Sr. Loan Officer

NMLS #199740

Licensed In: CO, DE, FL, GA, IL, KY, MD, MI, NJ, NC, OH, PA, SC, TN, VA, WV, WI, DC
 
About Jay

Jay Franklin, Sr. Loan Officer, has become a leading loan officer in the Maryland area for over 30 years. Jay has received numerous awards throughout his career for his production and high level of customer service. He shares, "even after over 30 years of being in the mortgage industry, I still love helping buyers achieve their home buying goals. Whether helping clients purchase their first home, or assisting customers with second homes and investment properties, I truly enjoy my work and am honored to become their mortgage resource for a lifetime.”

Jay's work ethic was instilled in him early on and has helped him excel in the mortgage business. A lifelong Marylander, he was active in athletics growing up and continued through college. He explains, "The nature of the mortgage industry is competitive, and my background in playing and coaching sports has served me well." He adds, "In addition to helping people, I like that every day is different. It is a very fast paced industry and is by no means a 9 a.m. to 5 p.m. job."

Jay's superior customer service and industry knowledge are additional traits that set him apart. He says, “I am available to clients no matter the time or day. The loan process can be as personal or impersonal as the clients prefer, but I enjoy interacting and meeting people. Our team gets everything upfront so the process is as smooth as possible from the initial application until the loan closes. It is a team effort. We work together to make each transaction a success.”

When Jay is not working with clients, he enjoys spending time with his wife, Kara, and two boys, Brooks and Tommy.

Learn More
How Adjustable-Rate Loans Work and When They Make Sense

How Adjustable-Rate Loans Work and When They Make Sense

May 19, 2026

Learn how adjustable-rate mortgages work, including fixed periods, rate caps, and adjustment schedules. Find out if an ARM could save you money.

8 Smart Questions to Ask Before Refinancing Your Mortgage

8 Smart Questions to Ask Before Refinancing Your Mortgage

May 12, 2026

Thinking about refinancing? Learn the most important questions to ask lenders about rates, costs, PMI, and loan terms before you refinance your mortgage.

VA Loan Offers: What Home Sellers Really Need to Know

VA Loan Offers: What Home Sellers Really Need to Know

May 05, 2026

Worried about accepting a VA loan offer? VA appraisals, closing timelines, and zero down payment are often misunderstood. Get the facts.

Contact Jay
Have questions or need assistance? Our team is here to help. Fill out the form and we'll get back to you as soon as possible.
1900 Campus Commons Dr. Suite 250
Reston, VA 20191

Uh Oh!

Something went wrong. Please refresh the page and try again or call us at 703-434-3808


Start Your Loan Application Today

Whether you're buying your first home, refinancing, or upgrading, I’m here to make the mortgage process smooth and stress-free. Let’s take the next step together — fast approvals, personalized service, and expert guidance every step of the way.

Young Couple Applying for a Mortgage